Loans consolidation debt must be taken to reimburse agencies collections, or should they be used for repayment of credit cards? I have debt of about 10,000 from expense medical and salary advances, among other things. I want to repay my debt if my credit can start to recover.

Get a copy of your credit report. Consolidation is good as your new annual rate will save you money in the long term. Make sure you do your homework on where you decide to get the loan. Sometimes you can negotiate with your creditors to get them to make regulations sum. There are companies that will do that for you, but be careful who you choose. Financial quagmires, as we are now making the crooks out of the woodwork. You may be able to get some kind of financial aid on medical expenses.

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