Paycheck Loan

Why would a spouse need to provide sensitive information on a small business loan?

Why would a spouse need to provide sensitive information (banking statements / paycheck stubs ) if only one person would be on the loan?

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What would keep you from giving your spouse the big paycheck, moving assets, etc, and then later on filing business bankruptcy? Most likely both will have to sign the loan. Another would be so that they can see whether your family income is adequate for the bills, whether you both have good credit, etc.

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