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What will happen when the funds Ace express files from one case to recover their money from a loan pay day to Texas?

I took a pay day loan 3 months ago. I owe them 283.00 dollars. They called me to know that I could not do payments and they wanted me to pay the full amount of five hours the same day. Otherwise, they said they would file a complaint against me. I need to know if they can really do that and if its going to be a civil matter or not. I'm not worried about my credit, but I worry all charges.They criminal also told me that they were going to check if I have been employed and they would talk to my HR department. I then said I was unemployed. Please someone help me with an answer.

You will not go to jail. This will be a civil matter and not criminal in nature. The rotten thing they will win the case and you have collection agencies harassing you to pay the money for some time. They will also tack on penalties and fees. Sure, they might not actually sue you more than $ 283. Type a huge thing for them to do for such a small volume. Also, in Texas, they can not garnish your wages which is nice.

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