Cash Loan

What is the best source for quick cash loan to refinance an overdrawn account?

Also, is it acceptable to go the bank even with the current account (Bank of America) and ask for a cash loan. I need about $ 200, but I do not have much credit or employment at the time and the bank will close my account and I report to a system audit in a few less than a week if I do not fully repay, which would seriously harm my financial future. I'm looking to use excessive money from student loans to repay the loan in cash. Any ideas would be greatly appreciated!

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